FLOODING

Where They Occur:
Flood risk exists in all 50 states. Highest risk areas include coastal regions, areas near rivers and streams, low-lying plains, and regions with poor drainage infrastructure.

Key Risks:
Drowning, waterborne disease, contamination of water supplies, structural damage, mold growth, and displacement.

Before a Flood:

• Know your flood risk by checking FEMA flood maps at msc.fema.gov

• Consider flood insurance (standard homeowners policies don't cover flooding)

• Create a family evacuation plan with multiple routes out of your area

• Prepare a "go bag" with essentials: medications, important documents, phone chargers, change of clothes, water, and snacks

• Install check valves in plumbing to prevent backups

• Clear debris from gutters and drains around your property

• Elevate critical utilities (electrical panels, heating systems) if possible

During a Flood:

• Never walk or drive through flood waters—just 6 inches of moving water can knock you down; 12 inches can carry away a vehicle

• If advised to evacuate, do so immediately

• Move to higher ground

• Avoid contact with flood water when possible—it may be contaminated with sewage, chemicals, or debris

• Stay away from downed power lines and electrical wires

After a Flood:

• Only return home when authorities say it's safe

• Avoid flood water and standing water—it may be electrically charged or contaminated

• Document damage with photos for insurance claims

• Remove water-damaged materials within 24-48 hours to prevent mold growth

• Discard any food that came into contact with flood water

• Have your home professionally inspected before re-occupying

Resources:

• FEMA Flood Information: ready.gov/floods

• National Flood Insurance Program: floodsmart.gov

• CDC Flood Safety: cdc.gov/disasters/floods